Gumloop Review 2026: Agents, Credits, and the 8% Fee
Gumloop is agent-first now, with workflows labelled "Legacy" and no free tier. The subscription is the small part: credits at $0.005 plus an 8% orchestration fee, or 16% if you bring your own key.
AI app builders, agents and vibe coding, and what they can and cannot ship to production.
Gumloop is agent-first now, with workflows labelled "Legacy" and no free tier. The subscription is the small part: credits at $0.005 plus an 8% orchestration fee, or 16% if you bring your own key.
Lovable turns a prompt into a React app with a Supabase backend and login wired in, and you keep the code. A research-based look at the credit model and the security work it leaves you.
Replit gets you from idea to running prototype faster than almost anything. The recurring complaint isn't the product — it's effort-based Agent pricing, and what it costs to finish.
Bolt's token rollover on Pro is genuinely unusual and worth having. Its free tier advertises 300K tokens a day against a 1M monthly ceiling, which is less generous than it reads.
v0 generates React and Next.js interfaces from prompts, and it is very good at that specific job. The subscription is essentially prepaid credits, and the output still needs a backend.
Cursor is the best AI code editor most developers will use this year. The friction isn't the AI — it's the usage-based billing, and the fact that faster code still leaves you owning everything around it.
v0 charges per user and its $30 is currently discounted from $90. Lovable includes unlimited users at a flat plan price. That gap grows with every person you add.
Both entry plans land near 25 a month. The difference shows up when a second person joins: Lovable includes unlimited users, Bolt charges $30 per member.
Antigravity is free for individual developers. Claude Code requires a paid Claude plan. The interesting question is what the free tier's rate limits cost you in practice.
Windsurf's pricing page now redirects to Devin and Windsurf isn't named there. Before comparing features, establish which product you would actually be buying.